加拿大央行大幅加息1%后，大多伦多地区房地产市场暴跌。 2022 年 7 月环比下降 6%，再创今年以来单月最大跌幅。然而，一些城市正在逐渐站稳脚跟。这些城市是哪些？ 本月的 2022 年 7 月多伦多房地产市场观察报告将使您更好地了解 GTA 的房地产市场。     平均成交价 (Average Price)   在整个大多伦多地区，所有房产类型的平均售价已降至 107... [read more]

The Greater Toronto Area real estate market plummeted after a 1% interest rate increase.  In July 2022 recorded a 6% decrease month-over-month, which is the largest decrease this year.  However, some cities are gradually getting on their footing. Which are these cities? This month’s July 2022 Toronto Real Estate Board Market Watch Report will give you a better sense of the real estate market in the GTA.     Average Sold Price  Across the whole GTA... [read more]

在加拿大买房的流程是怎样的？ 在加拿大购买房地产与在中国购买房地产有很大不同。在中国购买房产时，往往是买卖双方之间不断的谈判。 达成口头协议后，将商定的条款写入要签署的合同。 那么，在加拿大购买房地产的流程是怎样的呢？ 在加拿大的谈判过程不同。谈判主要是书面报价，也称为购买意向书（Agreement of Purchase and Sales,... [read more]

How is the process of purchasing a property in Canada? Purchasing Canadian real estate is quite different from some other markets. For instance, in many Asian countries, there is often a constant negotiation between the buyer and the seller.  After reaching a verbal agreement, the agreed terms are put onto a contract to be signed. What is the purchasing process for purchasing real estate in Canada? The negotiation process is different here in Canada. The negotiation is mostly... [read more]

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Preconstruction projects are very popular among buyers for various reasons. In Toronto, preconstruction projects have become very popular among buyers for several reasons. One reason is that the number of buyer applicants has far exceeded the number of available units. Another reason is that developers tend to prefer to work with buyers rather than non-buyer clients. As a result, most preconstruction projects are allocated to buyer clients. However, the standard process is for the... [read more]

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As a Toronto Realtor, we will learn more about the advantages and disadvantages of investing in condo assignment. The main difference between condo assignment in Canada and condo assignment in China is that in Canada, the original buyer (Assignor) of the pre-construction condo is allowed to sell, or assign the sales agreement to a new buyer (Assignee).  This new buyer can then finalize the agreement with the developer at the time of occupancy.  Condo assignments can provide maximum... [read more]

Toronto Midtown Line 5 Condo Assignment $30,000 Price Drop! 117 Broadway Ave 3xxx Exclusive Toronto condo assignment located in the center of Toronto midtown! Price just dropped to $680,000. This is a 1 bedroom + den unit located on 30th+ floor with an open balcony! The current asking price is at least $200,000.00 lower than the current developer price. The unit is expected to enter occupancy around in 2023 December, with closing in 2024. A late closing like this is perfect for... [read more]

Toronto Midtown Plaza Condo Assignment $50,000.00 Cheaper Than Resale!   50 Dunfield Ave - Unit 2xxx Exclusive great value assignment that is at least $50,000.00 lower than nearby comparable resale and at least $200,000.00 lower than the current developer price! This is a high-floor unit with east exposure, it has 2 bedrooms, 2 washrooms, and 1 locker. It is a spacious unit with an interior space of 683 sqft! The builder is a nationally renowned developer, Plaza Corp.... [read more]

When many people purchase a property in the Greater Toronto Area, they pay great attention to the school catchment. A house or apartment located in a good school district not only allows the buyer's children to enroll in excellent primary and secondary schools, but also becomes an investment and bring good returns for the buyer to resell in the future. So, how do you quickly research good schools and good school districts when buying a new home?   We will only be looking at... [read more]

如何在大多伦多快速查找学区房   很多人在大多伦多买房安家时，都非常看重学区房。一个好的学区房既可以让买家的子女入读优秀的中小学，又可以成为一种投资，为买家将来的再次出售带来好的回报。那么，您该如何在购买学区房时，快速查找好学校和好学区呢？... [read more]

为了应对目前冲击世界市场的失控通胀，加拿大央行自今年3月以来连续数次加息。随着利率上升，房地产价格暴跌，市场是否触底了？如果再多等一段时间买房，买家能得到多少好处？让我们来看看最新发布的2022年6月多伦多房地产市场观察报告，这将使我们对市场有更好的了解。   平均成交价 (Average... [read more]

In response to the attempt of controlling the runaway inflation, The Bank of Canada has raised interest rates 1.5% between June 1st and July 13th of 2022. With rising interest rate and plunging property prices, has the Toronto Real Estate market hit the bottom yet? How much benefit are buyers getting if they wait a little bit longer? For young people who recently bought their first condo, or those who are getting ready to get into the real estate market, this is a time that may be quite... [read more]

遇到的许多新朋友在微信上添加我后会问我他们应该购买新房子还是旧房子作为他们的第一个家？以下是我对他们的建议：... [read more]

Many new friends I meet after adding me on WeChat ask if they should purchase a new house or an old house as their first home? Here is my advice to them: Let’s determine what is new or old, what I am referring to is a second-hand house. A new house is built within the last 5-10 years. Anything older than that is an old house. Excluding pre-sale properties. I would highly recommend newcomers to stay away from buying pre-sale properties due to the fact many things could happen by the... [read more]

最近，2022年联邦预算涉及了几个与房地产相关的问题，例如楼花转让产生的增值部分是否需要交付HST，以及外国人是否可以购买投资房，目前引发了大量关注。以下是多伦多房地产律师张然先生对此话题提供给潜在购房者的宝贵信息。   Source: https://ottawacitizen.com/news/local-news/budget-2022-some-hurdles-for-city-of-ottawa-in-plan-to-boost-residential-construction  根据以前的法律：... [read more]

Recently, the conversation around foreign buyers and the transfer of ownership for pre-sale properties has become a hot button issue in the real estate market, such as whether HST will be required for the value-added portion of assignments, and whether foreigners can buy investment properties. Below is some valuable information for potential home buyers on this topic from Toronto real estate lawyer Mr. Yan Zhang. Under the previous regulations, if a buyer purchased a pre-sale property with... [read more]

  加拿大央行加息的力度如此之大，密度如此之频繁，大多伦多地区的房地产市场几近崩盘了吗？哪些区域跌得最深呢？ 大多伦多地区的地产经理人Priscilla... [read more]

  People are freaking out about the gloom and doom of the Toronto Real Estate Market crash. The increase in interest rate, the frequent uptick of interest rate, to which regions and areas have dropped the most in price. So let’s take a closer look at five parameters that measure market crashing to see what’s really going on. Let’s see the analysis from Toronto realtor Priscilla Han and answer some pertinent questions from the general public.   Average... [read more]

Priscilla邀请了拥有其律师事务所的律师兼税务专家的张然来与大家详细解释海外买家税在2022年3月推出的新政策。 15% ->20% 涨幅 2022年3月30日，新规定对所有安大略省地区生效，海外买家税从购买价格的15%提高到购买价格的20%。如果购房合同是在3月29日以及之前签署的，买家仍然可以享受过去的15%的非居民投机税。  实行范围从金马蹄区 (Golden Horse Shoe)... [read more]

Priscilla invited lawyer Han Zhang who owns his law firm and is an expert on taxation to explain in detail the foreign buyer’s non-residence speculation tax to everyone. 15% ->20% Change Mr. Zhang informed the audience during his interview with Priscilla that on March 30th, 2022, the new rule goes into effect for all Ontario regions, that the foreign buyer’s non-residence speculation tax goes from 15% of the purchase price to 20% the purchase price.  He warns, that if... [read more]

  Priscilla很高兴能够邀请多伦多RBC银行贷款经理Shirley Zhou来到她的YouTube频道进行采访，Shirley分享了加拿大新移民办理购房贷款的最新RBC政策和注意事项。 以下是一些突出的谈话要点：  新贷款政策： 1、年收入12000加币  RBC银行是新移民在为购买下一套房子或公寓办理按揭贷款时最友好的银行之一。然而，Shirley... [read more]

Priscilla is thrilled to be able to invite Shirley Zhou, the Toronto RBC Loan Manager to come onto her YouTube video for an interview so she may share their banking policies and requirements for new immigrants relocating to Canada. Here are some highlighted talking points: New Policies: 1. RBC is one of the most friendliest to new immigrants when it comes to obtaining a mortgage loan for their next house or condo purchase. Yet Shirley Zhou shares with us, that now RBC requires all... [read more]

  许多新移民在加拿大购买第一套房子时，不知道该选公寓好还是选独立屋好。 我是Priscilla Han,... [read more]

Many new immigrants get confused when it comes to choosing their first home between buying a condo or a detached house. As an immigrant and a realtor in Toronto, I will share my experiences with you so you may learn from my past mistakes.  I moved to Canada twice. The first time was in the year 2000 as a young skilled immigrant and the second time was in 2017, coming back with my husband and two daughters. I would like to share some helpful tips and insights that will be useful to new... [read more]

Priscilla Han, your real estate broker in the Greater Toronto Area, takes a look closely at the newly available Toronto Real Estate Board market watch report released in April 2022. With the new series of policies launched by the Canadian Central Bank to hammer the real estate markets and multiple interest rate hikes, will the Toronto real estate market crash? When we compare the April 2022 report to the March 2022 one, we study the 5 parameters, and compare them between year-to-year and... [read more]

现在，大多伦多地区的地产经理人 Priscilla Han 为您分析 2022 年 4 月最新发布的多伦多房地产 TREBB 市场报告。随着加拿大中央银行的几轮加息和加拿大政府推出的一系列新政策来打压房价，多伦多房地产市场会崩溃吗？ 当我们将 2022 年 4 月的报告与 2022 年 3 月的报告进行比较时，我们着重研究 5 个指标，包括观察市场环境的变化，并与去年同期做比较。  ... [read more]

Toronto's North York City Centre is one of the most desired neighbourhoods for international students and many young people who are new to the Greater Toronto Area to settle in. In this GTA Community profile, we will explore why North York City Centre is so attractive to students and new immigrants. North York City Centre Community Location and Transportation When students or new immigrants mention that they live in North York, they are generally referring to the central part of... [read more]

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在加拿大央行多次加息后，和政府推出一系列打压政策之后，多伦多房地产市场已不再是强烈的卖方市场。 在这个时候，卖家如何规划能够快速高价卖出自己的房产呢？ 以下是卖现房的6... [read more]

After multiple interest rate hikes in 2022 by the Bank of Canada, mortgage rates have increased steadily over the past year, and the Government of Ontario launched a series of policies to cool down the market frenzy, the Toronto real estate market is transitioning to a buyer’s market. How can sellers still list their homes for sale, sell them fast, and get the top dollar in this housing market? Here are the 6 steps to working with a trusted real estate agent and selling your... [read more]

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As a real estate agent in the Greater Toronto Area, one of the most asked questions I received was how to choose between pre-construction condos, and resale condos when purchasing real estate in Toronto. My general feeling is that pre-construction is more suitable for investment purposes, and a resale condo is better if intended for own use. In this blog we will discuss some key considerations between purchasing pre-construction condos and resale condos. Benefits of Purchasing... [read more]

大多伦多地区房地产经纪人 Priscilla Han 将为大家分析最新发布的 2022 年 3 月多伦多地产局 (TREBB) 市场月报。 与 2022 年 2 月的 133 万元相比，2022 年 3 月的平均售价 130 万元，下降了约 2.6%。 同时，与去年2021 年 3 月近 16,000 笔交易相比，2022 年 3 月，我们的交易量下降了 30%，不到 11,000 笔。   但不是每个城市都完全相同。以万锦市 Markham 为例，我们可以看到 2... [read more]

How did the Toronto real estate market react to the interest rate increase? Is it a buyers market now? Priscilla Han, Real Estate Broker in the Greater Toronto Area, will take a look at the newly available market watch report from the Toronto Real Estate Board for March 2022. The average sold prices dropped approximately 2.5% during March 2022, from $1.3 Million as compared to February 2022, at $1.33 Million. Compared with last year, March 2021, when there were close to 16,000 deals.... [read more]

大多伦多买房：如何在最短时间内，以最优惠的价格，获得最理想的房产？ 作为大多伦多地区的地产经理人，Priscilla Han 现在向您介绍其率领的地产团队，如何确保您能从所有房地产公司获得符合您购房条件的最新房源信息。     VIP买家搜房系统 在当今快节奏房地产市场中，优质的房产一上市就被销售一空。但使用他们独家的 VIP... [read more]

How to find the BEST home at the LOWEST price with the LEAST amount of hassle in the Greater Toronto Area? As a real estate broker serving buyers and sellers in the Greater Toronto Area, Priscilla Han can show you how to get guaranteed, front of the line access to homes matching your home buying criteria.  These homes are from all real estate companies, including distress sales, corporate-owned homes, builder closeouts, private sales, and other properties that may represent a great... [read more]

As Ontario is about to ease the COVID-19 restriction and the public is feeling more at ease about the re-opening, Toronto real estate market has one of the strongest growth in history during the pandemic. Toronto Real Estate broker, Priscilla Han, has observed that property growth by different property type.  Comparing the Different Property Types During The Pandemic From the three different property types: single detach homes, freehold town homes, and condo apartments, Priscilla... [read more]

随着安大略省即将放宽 COVID-19 限制，疫情对社会的影响也走到了尾声。在整个长达两年的疫情期间，大多伦多哪种房产类型涨的最多，而哪种房产类型又有补涨的机会呢？ 多伦多房地产经理人 Priscilla Han观察了三种不同的房产类型：独栋别墅、永久产权联排别墅和公寓在疫情期间的表现。尽管COVID-19 封锁于 2020年3 月 21... [read more]

在多伦多定居时，如何选择一个好社区呢？是选西人多的社区，还是华人多的社区呢？ 大多伦多地区的房地产经理人 Priscilla Han 来向大家分享她的经验和看法。 Priscilla 曾两次来加拿大。第一次是在2000年作为技术移民移民。第二次是在 2017 年， Priscilla... [read more]

Priscilla Han, realtor servicing the Greater Toronto Area, shares her experience of choosing a good neighbourhood to settle in Toronto. Priscilla had come to Canada twice. The first time was in 2000, when she was emigrated from China as a skilled immigrant. The second time was in 2017, when Priscilla and her husband, along with their two daughters, returned to Canada as a family. During the two experiences, Priscilla has summed up some tips to help new immigrants to understand how to... [read more]

February 2022 Greater Toronto Area (GTA) average price for all home types combined was up by 27.7 per cent to $1,334,568, a new all-time record.  Home sales were down compared to the all-time record in 2021, but represented the second-best result for the month of February in history. New listings dropped, but by a marginally lesser annual rate than sales, pointing to a modest move to a slightly more balanced market. Competition between buyers remained high, but less fierce in... [read more]

2022年2月大多伦多地区所有房屋类型的平均价格上涨至 $1,334,568，再次打破纪录。与 2021 年的历史记录相比，2022年 2 月份的房屋销售量有所下降，但这是 2 月份历史上第二好的销售结果。新房源数量下降，但年增长率略低于销售额，表明市场适度的向平衡市场稍微移动。然而，买家之间的竞争仍然很激烈，不过远远没有12月和1月那么激烈。 大多伦多地区 (GTA) REALTORS®... [read more]

多伦多地产局(TREBB) 于2022年1月的报告显示，自有住房需求依然十分旺盛，同时房源稀少，市场供不应求，价格上涨强劲。 平均售价的每年增长打破历史新高。                  持续紧张的市场条件导致 MLS® 房价指数综合基准每年增长 33.3%。同样，平均售价同比上涨 28.6% 至 $1,242,793元，比 2021 年 12 月增加 $1,157,849... [read more]

Ownership housing demand remained very strong in January 2022 in the Toronto Real Estate Market. At the same time, listings were scarce, the market was tight and prices were rising strongly. As you will see from today's Market Watch Report, both the Average Sold Price and Year-over-year Increase broke the historic record in January 2022.   According to the TRREB (Toronto Regional Real Estate Board), the continuation of tight market conditions resulted in a... [read more]

Richmond Hill in York region has always been a popular home buying area for Chinese people within the Greater Toronto Area.  Within the city of Richmond Hill, the Rouge Woods neighbourhood has long been recognized as a five-star community, not only with convenient transportation and beautiful natural environment, but also equipped with amenities, and also has many top elementary and secondary schools. Now, let's take a closer look at this five-star community, the Rouge... [read more]

大多伦多地区约克郡中的列治文山市一直是广大华人比较热衷的购房置业区域。其中Rouge Woods社区被公认为是五星级社区，不但交通便利，自然环境优美，还配备了大量适合华人的生活设施，同时也拥有众多名列前茅的中小学。 现在，我们就来详细地介绍一下这个五星级社区——Rouge Woods社区。   Rouge Woods社区地理位置和交通 Rough... [read more]

在加拿大，房地产交易市场是高度发达的，无论是行业本身，还是政府都有强有力的监管，买卖的双方有代表各自利益的经纪，两边的经纪他各自的职能会不一样。   卖家经纪 （挂牌经纪）的工作 卖家经纪在整个买卖过程里，会以保护卖家利益为最高原则。 卖家经纪会协助你搜集和整理完所有跟这一套挂牌房源相关的信息，并把信息挂上MLS。 Multiple Listing... [read more]

Real estate agents in Ontario, like many other sales professionals, get paid commission – typically a set percentage of the price of a home, paid upon the successful completion of the sale. When an agent works with a Seller and lists a home for sale, they take on the risk – they only get compensated for their time and out-of-pocket expenses if the home sells. If a home doesn't sell, the REALTOR doesn't get paid.    What do Seller's Agents Offer? During... [read more]

Condo investing is a lucrative opportunity in Toronto's hot real estate market.  If you're looking for new condos for pre-sale in Toronto, you'll be pleased to learn that condo sales have increased dramatically in recent years, especially in larger Canadian cities like the Greater Toronto Area. As land inventory has become more constrained and the market, increasingly competitive, many investors have turned their focus on pre-construction condo investment options. When... [read more]

如果您正在多伦多寻找新的预售公寓，市场竞争日益激烈，许多投资者将注意力转向了建设前的公寓投资选择。 当您投资建设前的公寓时，您应该出售转让权利（Assignment），还是应该长期持有投资？ 交房前出售楼花 在加拿大买楼花，跟在国内不一样，就是它在交房前的购房合同上是可以出售的，我们叫做 Assignment。... [read more]

美国的华尔街是财富的象征，也是游客的必到之地。在加拿大也有这样的一条“华尔街”，那就是Bay Street。Bay Street 是仅次于纽约和芝加哥的北美第三大金融中心 。今天我们会介绍多伦多市中心最繁华的地段——Bay Street Corridor，Bay街走廊。 Bay Street Corridor 地理位置和交通 Bay街走廊南起前街Front Street，向北延伸至Davenport Road。东面连通央街 Yonge... [read more]

For decades, the Wall Street of New York symbolizes wealth, power, and influence at its finest. In Canada, we have a Wall Street of our own, right here in Toronto. This street is called Bay Street, and it is the third-largest financial district in the world, after New York and Chicago.  In this blog we will introduce the most prosperous area in downtown Toronto - Bay Street Corridor. Bay Street Corridor Location and Transportation The Bay Street Corridor starts from Front Street in... [read more]

对于久居大多地区的华人朋友们而言，万锦市的渔人村Unionville相信大家并不陌生。这里既有世外桃源般的风景，又不失现代都市的便利，还适合华人居住，更是大多伦多数一数二的顶尖学区，可谓是社区中的“全能型选手”。本期的社区介绍我们为大家介绍一下大多地区最受追捧的社区之一，被誉为“童话般美丽的神仙小镇”渔人村Unionville。   渔人村... [read more]

Many of the GTA residents already know Markham’s Unionville neighbourhood. This neighbourhood combines the beauty of the countryside with the convenience of city living, it has one of Ontario's best schools, making Unionville a great place to call home.  Where is Unionville located Unionville is in the centre of Markham, roughly bounded by the following streets: 16th Ave, Kennedy Rd, Hwy 407, and Warden Ave.  Its proximity to Hwy 404 and Hwy 407 makes the charming... [read more]

买房选择社区，就是选择生活方式。多伦多有哪些好社区值得考虑呢？本期的社区介绍我们为大家介绍万锦的一个社区 -- Markville。 Markville 地理位置和交通 Markville的西侧紧邻历史悠久的渔人村Unionville，东至McCowan，社区南侧是颇具规模的购物中心Markville Mall和Hwy7大街，北至16街。约克郡内两条重要的公交线路：Viva Purple和 Viva... [read more]

Toronto is a great place to live, but when you think about the various neighborhoods Toronto has to offer, it is often easy to get confused by different kinds of communities. Some people like the idea of living in a city with plenty of restaurants and shops just steps away, while others prefer the idea of living in a quiet neighbourhood with lots of parks and green spaces. In this blog we introduce one of the top communities in Markham - Markville. Markville: Location and... [read more]

在多伦多接楼花转让时，除房价外还有什么费用，总价到底怎么算？什么是Occupancy Day 临时入住日？什么是 Closing  Day 产权过户日？... [read more]

多伦多有3种土地的所有权的形式: 自由产权、共管产权、及自由共管产权。 从建筑结构来分类，又可以分成4大类别：公寓、镇屋(联排别墅)、半独立屋 (双拼别墅)、和独立屋 (独栋别墅)。 土地所有权分类 自由产权 Freehold... [read more]

Assignment sales are common in real estate transactions. Often with pre-construction sales, especially in the hot condo market of Toronto and surrounding areas, there's a long time lag between when the original contract is entered into, when the Buyer can move in (the interim occupancy period) and the final closing. Life stages change, financial and investment are the main reasons why someone would sell a condo assignment.   What's an Assignment Sale? An assignment... [read more]

Typically in Greater Toronto Area, there are 3 forms of land ownership: Freehold, Condominium and POTL, and 4 types of architectural styles of properties: Apartments, Townhouses, Semi-Detached Houses, and Detached Houses. Land Ownership Freehold Properties Let’s first look at the broad classification from the form of land ownership. The first type is freehold properties. This form of ownership means the property owners not only own the building, but also own the land where the... [read more]

Firstly, the lease term depends on your home purchase plan. If you want to get familiar with the area first or has yet to decide whether to lease or buy, then short term lease is more suitable. No realtor needed for short term lease. What you need to submit for lease application if you are a local resident: Your credit score Employment letter with proof of income Ex-landlord recommendation letter Two months of rent as deposit You can start your lease search 2 to 3 weeks... [read more]

If we are caught in bidding when purchasing a home, price is undoubtedly one of the most key factors, but several other factors will affect the result just the same.  The offer that wins the bidding may not necessarily be the one with the highest bid. Conditions in the offer may have a great impact on the seller’s decision as well. The more conditions an offer has, the greater protection it gives to the buyer, but the less attractive it is to the seller. Because for... [read more]

Recently, almost all property types are undergoing bidding wars, sometimes a property can receive 10 or even more offers. Today I am going to share with you some insights on bidding for a house. Firstly, if you want to know whether a property requires bidding or not, you can confirm this information with your realtor; or you can refer to the recent transaction price for similar properties in the same neighbourhood. Next, the sale price has nothing to do with the asking price. Instead,... [read more]

In June 2021, across the whole GTA for all property types, the average sold price arrived at $1.089M. This number is very similar to the previous two months. The price has arrived at a plateau since Feb, March peak. Although remained at a historical high level, the transaction volume also mild down from March this year. The overall market is calmer now, due to domestic demand has largely been released after a year’s lowest interest rate for the past decades, and the delayed arrival and... [read more]

Mortgage in Toronto: How much Down Payment do you need? What is the mandatory insurance? I invited the Mortgage manager, Lianne, to share the up-to-date information with us. Many homebuyers are having trouble with the down payment. In some cases, the bank will not lend enough money to them. Securing your mortgage is definitely the #1 priority to start your home buying process. If you have any questions or want to purchase your home in GTA, please call/text Priscilla Han at... [read more]

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